Local Payouts
Network for

Global
Marketplaces

Onboard and pay sellers around the world with low-cost, high-speed, local payouts in 220+ markets and 100+ currencies. Manage compliance, FX and reporting from a single platform to create a seamless seller experience that powers your growth.

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Marketplaces

Real-Time Payments for Borderless Business

Digital marketplaces rely on the ability to win, retain and grow sellers, but global expansion brings new operational challenges for payments. Nium clears the path, connecting you to a global payment network through a single API. With the ability to send real-time payouts anywhere, in any currency, with low fees, flexible scheduling and full pricing transparency, your business is ready to meet the world.

Payout Experiences That Drive Marketplace Growth

Empower sellers to customize their payout schedule, currency and payout method so they can cash out their earnings in a way that suits their needs.

Bring payouts and funds collections into real-time
Send instant payouts to accounts, wallets and proxies in over 100 currencies and collect funds in more than 25 currencies through local rails.
Split payments
Customize payouts to sellers and commissions to marketplaces. Payout in multiple currencies from a single account.
Streamline reconciliation
Issue buyer specific virtual account numbers and send invoice instructions to pay into the virtual accounts for simple reconciliation and tracking.
Tailor commissions and fees
Take control of your payment margins with granular control over fees, including fixed, variable or customised by seller.

Simple, Scalable Seller Payouts

Scale faster with comprehensive payouts through a single platform. Add new capabilities, regions and currencies with no need for added development or payment partners to create a single, unified experience.

Access global licenses
Use your own licenses, or exemptions, or leverage Nium's payment licenses to access 40+ markets, including the U.S, Canada, Europe, LATAM and APAC.
Onboard sellers anywhere
Grow faster with pre-filled seller onboarding and global payment profiles through our API. Once on the platform, sellers can sell anywhere through a single account.
Create a unique payment experience
Customize payout options, adapt to local regulations and manage currencies for your sellers, all within your own white-labeled expeirence, with no development resources required.
Stay compliant with regulations
Our platform helps you maintain regulatory payments compliance and protect against data breaches and fraud, enabling faster expansion with less risk.

Flexible, Cost-Effective Operations

Manage your global payout needs, from collection to reconciliation, through a single secure, regulated and transparent platform.

Integrate with local markets
Send money on local payment rails to keep per-transaction costs low.
Consilidate your payout network
Eliminate the need for multiple partners for payouts, KYC and collections with a single comprehensive toolkit.
Optimize fees and FX
Cut overheads with account-to-account payments that eliminate withdrawal or third-party fees, alongside competitive FX rates based on the mid-market rate, improving returns for sellers and bottom-line margins for your business.
Streamline reconciliation
Easily solve refunds and disputes through the Nium Portal or API, with every transaction tied to a unique ID to streamline reporting and reconciliation.

Premium content

Prioritizing Global Payouts

Marketplaces have rapidly reshaped the online retail space by facilitating services for buyers and sellers to create a seamless experience for all stakeholders. However, as platforms look beyond domestic markets, cross-border growth will require a new approach to the seller experience

Read the report