A Global Transfer Network at the Speed of Modern Business
Deliver reliable, flexible payments on a global scale, with real-time capabilities for over 100 markets.
Money Transfer Operators
Move Money Anywhere Efficiently and On-Demand
Modern money is increasingly global, with businesses and individuals moving capital across borders to support remittances, international suppliers and complex business models. Nium enables money transfer operators to efficiently send funds anywhere, including for low-value transactions and to unbanked customers. With 24/7 FX conversions and reliable payment speeds through real-time local rails, MTOs can provide a superior customer experience, reduce operational costs, and expand their market reach to build a truly borderless business model.
Efficient Cross-Border Payments for SMB & Low-Value Transactions
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Connect your global audience
Make payments to over 190 countries, including 100+ real-time destinations, ensuring more than 80% of transactions reach beneficiary accounts within 15 minutes.
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Offer tailored payment options
Provide payouts to bank accounts, wallets, and cards through local rails or through local and foreign currency wires for maximum customer flexibility.
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Minimize fees and FX
Optimize for lower costs by leveraging local rails, manage costs with zero-deduction wire transfers through OUR or shared costs through SHA, with full visibility over fees and FX before you submit a transaction.
End-to-End Transparency
and Reliability
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Track payments precisely
Drill down into payment journeys with Nium’s Chronometer tool for real-time updates on payment statuses and estimated delivery for complete transparency, or track your wires with SWIFT’s UETR.
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Eliminate unnecessary fees
Ensure recipients receive the full payment amount without deductions, leveraging local payment rails for cost-effective transactions.
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Pre-validate beneficiary accounts
Minimize payment errors and returns, friction and delays by pre-validating beneficiary details upfront for complete predictability.
Join 1000+ companies on the Nium payments infrastructure
Our FI customers include:
Premium content
Avoiding Cost in Translation
Everything you need to move money globally
Send, receive, and convert funds worldwide from a single platform built to scale.
Multi-currency accounts
Simplify global funding and manage cross-border money movements without friction.
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Global payouts
Deliver funds to bank accounts, cards, or wallets across 190+ countries, in real-time, from a single platform.
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Stablecoin-backed cards
New!Stablecoin card issuance platform gives any business a simple, compliant way to launch global card programs.
Issue stablecoin-backed cards →
Nium Verify
Verify bank accounts instantly across 50+ countries. Reduce failed payments and manual checks with built-in account validation.
Explore account verification →
Built for your business model
Whether you’re a bank, platform, marketplace, or payroll provider, Nium helps you scale, expand globally, and deliver seamless payment experiences.
Hear how businesses scale with Nium
We chose Nium for its advanced technology and broad payouts reach in 190+ countries around the world. That, combined with the real-time speed of their payments at considerably lower transaction costs, and the company’s broad market knowledge, makes it an ideal partner to handle payouts abroad from Brazil to the rest of the world.
– Rodrigo Xavier, CEO of OZ Câmbio
The product demos gave our team a lot of confidence and the technological integration process was seamless and conclusive, reflecting a great start for the partnership.
– Luiz Henrique Didier Jr., Executive Director, Ebury
Resources
Ready To Accelerate Your Global Business Growth?
Connect with our experts to explore use cases based on your industry, discuss customized pricing, and answer any questions you have.