Seamlessly navigate
Japan’s complex
payment ecosystem
with Nium

In a nation where tradition meets innovation, Japan’s payment landscape offers unique challenges and opportunities.

Japan market overview

Payment instruments penetration for Japan

78.6%

Smartphone
Penetration

82.9%

Internet
Penetration

Key Language

Japanse

Population

125,800,000

Cross-Border
E-Commerce Revenue

¥2.74 Trillion

Modernizing the <br class='md:block hidden'>payment landscape

Market Opportunites

Modernizing the
payment landscape

Japan is an enigma. On the one hand, one of the world’s most technologically advanced countries with a booming e-commerce sector. On the other, one of the most cash-reliant economies in the world. As the country starts to encourage foreign investment, there is a chance to tap into one of the world’s largest and most dynamic economies, with easy access to the Asia-Pacific region.

Market Opportunites

The move away from cash

Incentivized by the government’s Cashless Vision initiative, a unique opportunity is opening up as one of the world’s most developed economies embraces cashless payments.

With Nium’s regional expertise at your disposal, entering this fast-paced market becomes effortlessly straightforward.

Payout

Payin

Issue Cards

Foreign Currency Wire Transfer (SWIFT)

USD, EUR, SGD, GBP, AUD, CAD, HKD, JPY, CHF, NZD

T+1

Currency

Payment methods

Support for the most
popular payment
methods

Regulated in 35+ markets, instantly benefit from Nium’s global license portfolio. We’ve built one of the world’s most comprehensive networks to power on-demand money movement in Japan. Nium customers can make real-time transfers using both ACH and wire transfers.

Licenses - JAPAN

Nium Japan Kabushiki Kaisha is regulated by the Kanto Local Finance Bureau as a Type I and Type II Funds Transfer Service Provider

(License No. 00073)

Authorisations:

Money transfers / remittances

View our global license

Discover Nium’s capabilities

Nium has worked with leading institutions across the world to gain access to a number of the leading real-time payment networks.

Using a secure, modular API suite, global businesses can access fully compliant payment rails, with regulatory licenses and authorizations in over 40 countries, enabling seamless payment acceptance regardless of geography.

Global Payins

Speed up your business expansion by accepting payments through both local and international methods.

Explore Payins

Global Payouts

Send payouts to 220+ markets with real-time payments infrastructure for on-demand business.

Explore Payouts

Global Accounts

Simplify funding, collection, conversion, and disbursements to drive borderless growth for multiple currencies.

Explore Accounts

Global FX

Avoid the high-cost intermediaries and get transparency and control to move money anywhere in real time.

Explore FX

Global Card Issuing

Launch physical and virtual card strategies quickly and easily with authorization models that work for you.

Explore Issue Cards

Global Account Verification

Access real-time, instant bank account verification across 50+ markets. Pre-validate beneficiary account details, instantly.

Explore Account Verification

Premium content

Nium Verify

Access real-time, instant bank account verification — eliminating payment failures, reducing operational costs, and enhancing fraud prevention with Nium Verify.

Read the report