Become your own fintech with Nium Banking as a Service.

No more one-size-fits-all, take-it-or-leave-it relationships with banks. Customize your own payment flows and build the services you need into your business, with one API.

Move money your way.

A fully customizable way to collect funds and disperse them to cards, e-wallets or other banks.

The right mix of services.

Create a unique and fully interconnected array of services that are right for how you do business.

Embedded for effortless deployment.

Our modular, fully composable API architecture means easy implementation and integration.


Our Banking as a Service solution grows with you as you expand globally.

Multinational. Multifunctional. Nium solutions are available in over 190 markets thanks to our ever-growing network.

Faster financial services. Move money with speeds as fast as real time in many regions, next-day speeds in many more.

One world. One API. Our portfolio of bank-grade APIs means you can build the services you need into your international business model.


100 of the world's most popular currencies supported.

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Bank anywhere your business takes you.

The Nium network is built on relationships with partnerships, licenses and expertise all over the world.

See our global network

Our maritime payments solution powered by Nium, provides an efficient and cost-saving way for shipping company management to digitalise payments, including disbursing payroll and making vendor payments.

Gitesh Athavale, Head of Sales, South East Asia and Hong Kong

Read the customer story

Banking as a Service, built right in.

APIs make the world go ‘round. So we offer an extensive library of APIs to help you go from idea to implementation easily. All to make the right mix of payment flows part of your business foundation.

Explore the docs

Ready to go?

Connect with our sales team.

Talk to our specialists